Merchant Services FAQ

Straight answers before you switch processors.

Fees, dual pricing, switching, high-risk approvals and capital. If your question isn’t here, call (201) 456-1687 and ask the owner.

Get my free statement review Call (201) 456-1687

Free, no obligation
Answer in 1 business day
Local NJ owner

How switching works

One statement. No downtime.

Most owners stay with an expensive processor because switching sounds painful. It isn’t.

Send a recent statement

Email a photo or PDF, or fill out the form. It takes two minutes.

See every fee, side by side

What you pay today next to what you’d pay with us, in plain English, within 1 business day.

Switch without downtime

We program your equipment, set up compliant signage and receipts, train your staff and test before you go live.

Why owners switch to Maverick

“I’ve owned salons in Bergen County for 15 years. I was overpaying my processor and getting call-center answers. So I built the partner I wanted.”

Jason Morvan, Founder · 26 years in business

An owner, not a call center. A direct line to someone who runs a business too.
Every fee in writing. You see the full side-by-side before you decide anything.
Compliant dual pricing. Signage, receipts and terminal programming done right.
One partner for everything. Processing, POS, high-risk, capital, AI and marketing.

Get my free statement review Call (201) 456-1687

Straight answers

Dual pricing, fees, switching and approvals

Is dual pricing legal in New Jersey?

Dual pricing and cash discount programs are widely used by New Jersey businesses. What matters is the setup: clear signage, both prices shown, receipts that show the difference, and terminals programmed to card-brand rules. We set every program up to current card-brand and state requirements.

How much can I actually save?

It depends on your monthly volume, card mix and what you pay today. Send one recent statement and we’ll show you, line by line, what you pay now versus with us, usually within 1 business day.

Will switching shut my business down for a day?

No. We schedule the switch around your hours, program your equipment and run test transactions before you go live.

Can I keep my current POS or terminals?

In many cases, yes. If your equipment can’t be moved over, we’ll show you compatible options and costs before anything changes.

I was declined or my account was frozen. Can you help?

Yes. We work with acquirers that specialize in high-risk industries and board you correctly the first time, with the right business category and documents, to reduce the risk of holds and shutdowns.

What’s the difference between dual pricing and surcharging?

Surcharging adds a fee to credit card payments only and is limited by card-brand rules and some state laws; debit cards can’t be surcharged. Dual pricing shows a cash price and a card price, so customers choose how to pay.

Is the statement review really free?

Yes. No cost, no obligation, no pressure.

How fast can I get business capital?

It depends on the product. Some cash-advance products can fund within days of approval; term loans take longer.

Can I take payments online and in person with one account?

Yes. Website checkout, pay links, invoices and in-store terminals can all run through one account with one set of reports.

Do you work with smoke shops, vape and CBD?

Yes. We match these businesses with acquirers that specialize in their category, in-store and online.

See exactly what you’d save. Free.

Send one recent processing statement. We’ll show you every fee you pay today next to what you’d pay with us.

Every fee explained in plain English
Side-by-side comparison before you decide anything
Answer within 1 business day
No cost, no pressure, no obligation

Rather talk now? (201) 456-1687

Call now Free statement review