High-Risk Merchant Accounts

Declined, frozen or shut down? Get approved the right way.

Mainstream processors avoid whole industries, then hold your funds when they figure out what you sell. We match you with acquirers that specialize in your category and board you correctly from day one.

  • Free, no obligation
  • Answer in 1 business day
  • Local NJ owner
Sound familiar?

The problems we fix every week

Instant declines
Online applications reject you before a person ever reads your file.
Frozen funds
A processor approved you, then held your deposits or closed the account without warning.
Reserves you can’t plan around
Cash tied up for months while you still owe vendors and payroll.
What it’s costing you

Every day you can’t take cards, sales walk out the door. And a terminated account makes the next approval harder.

See my real number
How we fix it

What you get with Maverick

Right-fit acquirers
Banks that want your category, not ones that barely tolerate it.
Boarded correctly
The right business category, documents and descriptors upfront to reduce holds and shutdowns.
Chargeback protection
Alerts and processes that help keep your ratios healthy.
One person who knows your file
A real contact when questions come up, not a ticket queue.
What you get when you sign up

Not just a rate. A whole setup, done for you.

Here’s what comes with a Maverick account, and what you can add when you’re ready.

IncludedWith every account
  • Free statement reviewEvery fee you pay today, side by side with ours
  • Compliant dual pricing setupSignage, receipt wording and terminal programming
  • Equipment matched and programmedMenus, items, taxes and tipping set before go-live
  • No-downtime switchoverScheduled around your hours, tested before you go live
  • Staff trainingYour team knows the system on day one
  • Online reporting dashboardDeposits, batches, fees and trends in one place
  • A direct line to the ownerNot a ticket number or a call center
Add-onsStack when you’re ready
  • AI Phone AgentAnswers and books 24/7 · $297/mo
  • Missed Call Text-BackTurns hang-ups into bookings · $97/mo
  • Reputation BoosterMore Google reviews on autopilot · $97/mo
  • Online payments and invoicingPay links, recurring billing and ACH
  • Business capitalTerm loans and cash advances
See business bundles →
Business bundles

Stack it, and it pays for itself.

Lower fees free up cash. That cash funds the tools that answer every call, win reviews and bring customers back. One partner runs all of it.

How switching works

One statement. No downtime.

Most owners stay with an expensive processor because switching sounds painful. It isn’t.

Send a recent statement

Email a photo or PDF, or fill out the form. It takes two minutes.

See every fee, side by side

What you pay today next to what you’d pay with us, in plain English, within 1 business day.

Switch without downtime

We program your equipment, set up compliant signage and receipts, train your staff and test before you go live.

Why owners switch to Maverick

“I’ve owned salons in Bergen County for 15 years. I was overpaying my processor and getting call-center answers. So I built the partner I wanted.”

Jason Morvan, Founder · 26 years in business

  • An owner, not a call center. A direct line to someone who runs a business too.
  • Every fee in writing. You see the full side-by-side before you decide anything.
  • Compliant dual pricing. Signage, receipts and terminal programming done right.
  • One partner for everything. Processing, POS, high-risk, capital, AI and marketing.
Straight answers

Questions owners ask before switching

What industries do you work with?
Travel, credit repair, diet and nutraceuticals, cigars and tobacco, smoke and vape, CBD, firearms, tech support, software and e-books, subscriptions and online retail, among others. Tell us what you sell and we’ll tell you where you fit.
I was terminated by my last processor. Can I still get approved?
Often, yes. Approval depends on your category, history and documents. We review your situation and match you with an acquirer that fits before you apply.
Will there be a reserve?
Some high-risk accounts carry a reserve. It depends on your category and processing history. We tell you the terms upfront, before you sign.
Is the review free?
Yes. No cost, no obligation.
Free statement review

See exactly what you’d save. Free.

Send one recent processing statement. We’ll show you every fee you pay today next to what you’d pay with us.

  • Every fee explained in plain English
  • Side-by-side comparison before you decide anything
  • Answer within 1 business day
  • No cost, no pressure, no obligation

Rather talk now? (201) 456-1687

No cost. No obligation. Your info stays with us. Prefer email? Send a photo or PDF of your statement to jason@maverick-merchants.com.